5 Best Loan Apps in 2021 Low fees - Best for Online Services
Best for low fees: Earning
Why Earnin stands out: When you borrow money through the Earnin app, the company doesn’t charge interest or fees on your paycheck advance. Instead, it asks customers to consider providing an optional tip in an amount they think is appropriate. (But you don’t have to tip to use the app.)
Best for small loan amounts: Dave
Best for suite of online services: MoneyLion
Tipping is optional: MoneyLion doesn’t charge any mandatory fees for its cash advances, though you can tip for the service.
Best for access to banking services: Branch
Best for helping you track your finances: Brigit
No interest or tips — Unlike Earnin and Dave, Brigit doesn’t ask for tips when you borrow money. The company also won’t perform a credit check. But keep in mind that if you’re paying for a Brigit Plus membership, the money isn’t free of fees.